Tracked usage limits
Each fact is dated and linked to its official source. Cross-provider view: AI usage limits comparison.
| Limit | Value | Verified | Source |
|---|---|---|---|
| AI Credits (premium usage) | 1,500 AI Credits per month | ✓ Jul 29, 2026 | Official page |
| Model access | Unlimited base-model chat; frontier models consume AI Credits | ✓ Jul 29, 2026 | Official page |
| Code completions | Unlimited | ✓ Jul 29, 2026 | Official page |
Recorded limit changes
From the full changelog.
GitHub replaced Copilot's monthly premium requests with GitHub AI Credits: Pro now includes 1,500 credits (≈$15 of model usage) per month, metered by token consumption at each model's rate.
Source
Positioning summary
Low-cost paid coding assistant with unlimited completions and a monthly AI Credits allowance.
Best for
- Developers who mainly want completions and chat
- Budget-conscious daily coders
- GitHub-centric workflows
Notable features
- Unlimited code completions
- Copilot Chat
- Monthly AI Credits allowance for frontier models
Strengths
- Cheapest mainstream paid coding AI plan
- Unlimited completions and base-model chat
- Tight GitHub and editor integration
Watch-outs and limitations
- Frontier-model use is metered by monthly AI Credits
- Less agentic than Cursor for large refactors
- Coding only — no general assistant features
Who should choose it
- You want paid coding AI at the lowest price
- Completions and chat cover most of your needs
- You live in GitHub and VS Code
Who should skip it
- You need heavy agent workflows all day
- You want one assistant for writing and research too
- You already pay for Cursor and use its agent
Compare alternatives
Use this table to check whether another plan fits the same job better.
| Plan | Tier | Price | Best for | Strengths | Watch-outs |
|---|---|---|---|---|---|
| GitHub Copilot Pro | standard paid | $10/month | Developers who mainly want completions and chat | Cheapest mainstream paid coding AI plan; Unlimited completions and base-model chat | Frontier-model use is metered by monthly AI Credits; Less agentic than Cursor for large refactors |
| ChatGPT Free | Free | Free | General everyday AI use | Broad general assistant; Good first stop for mixed tasks | Lower usage limits than paid tiers; Advanced models and tools may be limited |
| ChatGPT Plus | standard paid | $20/month | General everyday AI use | Broad feature set for everyday workflows; Strong general assistant for drafting, analysis, and coding help | Not the most citation-focused research product; Usage limits and available models can change |
| ChatGPT Pro | power paid | $200/month | Power users who hit Plus limits | Higher usage than Plus; Better fit for heavy daily workloads | Far more expensive than standard paid plans; Still subject to product limits and policy changes |
| ChatGPT Team | team business | Team pricing varies by billing | Small teams | Team administration features; Better fit for work groups than individual plans | Not needed for solo users; Pricing depends on billing setup |